Tax return 2018: When is the deadline for filing your income tax returns? | Personal Finance | Finance

The IRS (Internal Revenue Service) in the US began accepting tax returns on January 29. All tax returns should be returned by Tuesday, April 17. The Tax Day usually falls on April 15, however this year the deadline is two days later, because April 15 falls on a Sunday and the following Monday is Emancipation Day – a legal holiday in the District of Columbia. The IRS has reminded taxpayers to keep copies of their prior-year tax returns for at least three years, which is the typical length of time…

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Isa deadline Make most of tax-free savings before financial year end | Personal Finance | Finance

Every year sees a last-minute panic as Britons dash to use their Isa allowance before the annual deadline at midnight on April 5. However, research shows that leaving it late may be a costly mistake. By investing at the start of the year rather than the end, your money has 12 months longer to grow in value, as well as earn dividends, and can be worth thousands of pounds more as a result. So rather than waiting until next year before deciding where to invest your 2018/19 Isa allowance, you…

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Cancer medical conditions block Brits securing travel insurance | Personal Finance | Finance

One in five has faced problems getting travel cover because of pre-existing medical conditions, but this rises to more than four out of five among the over-65s. Cancer, diabetes, high or low blood pressure, chronic pain, prescribed medication or a previous heart attack are the main obstacles to getting cover, according to research from Co-op. Arthritis, asthma, angina and even high cholesterol can also wreck holiday plans. ———————————————————————————– Anybody can be rejected, as former Grand National winner Bob Champion discovered when he tried to renew his travel insurance policy five…

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Stock market investment: How to get rewards despite volatility | Personal Finance | Finance

Last week the FTSE 100 dipped below 7,000 amid growing fears that US President Donald Trump will trigger a global trade war and, although it rallied to close at 7,183.64, investors remain jumpy. The benchmark index of top UK companies is just 3.7 per cent higher than it was on December 31, 1999, more than 18 years ago, when it closed the year at 6930. If you had told people celebrating Millennium Eve that stock markets would go nowhere for almost 20 years, they would scarcely have believed their ears.…

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Home improvements redecorating gardening new floor add value | Personal Finance | Finance

GETTY FRESH: Give your home a new lease of life Britons love DIY, spending more than £40 billion on home improvements over the last five years, at an average cost of £1,875 per household. Redecorating, garden landscaping, new flooring and upgrading the bathroom are among the favourite jobs, but which adds the most value to your home? There are plenty of reasons why you might be looking to freshen up your home. Older people may want to prepare it for later life by say, adding handrails or stair lifts, or…

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Pension auto-enrolment 2018

GETTY Workers’ auto-enrolment pension contributions will triple from today The workplace scheme is a rare pensions success story but employees could struggle with the increased deductions from their wages as living costs rise and incomes stagnate. Auto-enrolment has given more than nine million mostly lower-paid workers a company scheme for the first time, boosting retirement incomes and easing future pressure on the state. Companies are legally obliged to enrol all employees aged between 22 and the state pension age, who earn more than £10,000 a year. Employees must actively opt…

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